Francesca Caroleo is a business-oriented HR executive with over 20 years of international experience in the financial sector, including insurance, Allianz, and banking, Banque Internationale à Luxembourg, BIL and currently Citibank. As a non-native HR professional, after experience in Marketing and Sales, she embraced HR where she held various roles with focus on driving business transformation, restructuring HR function and implementing common HR systems and global processes.